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My Introduction to Microeconomics professor once said that you should never use the word "need" in his class - people never need anything. Nevertheless, if people want to increase their amount of capital, they need to invest. The reason for this is simple - consume less now and you'll be able to consume more later.

My words come with a note of caution. I believe that it is important to smooth out consumption over one's lifetime. Hence, it is important to spend the money that you receive from investing. A caution from Karl Marx: All of the things which you cannot do, your money can do. It can eat and drink, go to the dance hall and the theatre; it can travel, it can appropriate art, learning, the treasures of the past, political power - all this it can appropriate for you - it can buy all this for you: it is the true endowment. Yet being all this, it is inclined to do nothing but create itself, buy itself; for everything else is after all its servant.

Deep. What is the goal of this blog? To attempt to achieve above average returns for your portfolio. I'm sure a million other blogs exist with the same purpose. So it's really up to you whose advice you take.